Structuring a property business for tax

Jerome Lane, Director of TaxAntics Limited It’s an age-old tax debate as to whether personal or corporate ownership is the right way to invest in buy-to-let residential property, even before hybrid (partnership/LLP) or trust structures enter the fray. In many ways “structuring for tax” is a dangerous phrase simply because there are so many other […]
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Nathan Winch

Why keeping management accounts in your business is so important

And how to get it right! What are management accounts? Management accounts are a type of financial report providing insight on the financial performance of your business. They’re called management accounts because business owners and management teams typically use them for strategic decision-making. Each set of management accounts will be unique to that business and […]
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How to raise finance for portfolio landlords

Alice Williams, Commercial Finance Broker and John Shevlane, Mortgage Specialist We have seen an influx in the number of enquiries relating to raising funds against existing portfolios. Primarily, we are seeing individuals wanting to release equity in a market where they feel their property values have increased, and therefore have seen an increase in the […]
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Preneur Capital

Do you get the most from your lender?

PRENEUR CAPITAL Do you get the most from your lender? And are you the best borrower you could be? Do you make yourself “attractive” to lenders? Many investors and developers don’t think about the lending side of their deals. They typically adopt a “smash-and-grab” approach, seeing the money side as a necessary evil and put […]
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Lending Update September/October 2021

Alice Williams, Commercial Finance Broker A look at the current situation in the world of property finance Holiday lets As holiday lets continue to be popular in the property-investing space, lender appetite remains strong. Mortgages are currently available on holiday lets owned in limited companies, and leverage is up to 75% of the property value, with […]
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Eight things you need to know about development finance

Alice Williams, Commercial Finance Broker The term development finance (sometimes referred to as refurbishment bridging depending on the lender) encompasses a wide variety of situations – from ground-up residential developments and commercial conversions, to residential conversions of large houses to HMOs. Below I’ve pulled together eight crucial considerations to help investors understand how to make […]
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Repossession rescue: Can investors do the right thing in a post-covid economy?

Trish McGirr Trish McGirr examines the financial impact of the pandemic faced by thousands of families and looks at what investors can do to help without losing profit On 4 May 2021, HM Treasury launched the Breathing Space scheme to help people in debt. Under the scheme, people are protected from creditor action for 60 […]
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Alice Williams

Lending Update July/August 2021

A look at the current situation in the world of property financeAlice Williams – Commercial Finance BrokerWith the property market seemingly as buoyant as ever, we are seeing huge demand for property finance across all investment classes. This demand is being met with enthusiasm by lenders and – providing the numbers stack – they are […]
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Handing over the keys to a property

HMO mortgages: 7 key considerations

Alice Williams, Commercial Finance Broker and Michelle Goodson, HMO Mortgage Specialist There’s no doubt that HMOs (houses in multiple occupation) can be an attractive option for investors seeking higher yields, especially for those with sufficient organisation and experience to cope with the more complex admin associated with this type of project. If you want to […]
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Alice Williams

Lending Update May/June 2021

A look at the current situation in the world of property finance Alice Williams – Commercial Finance BrokerAfter a turbulent year of lockdowns and uncertainty, the lending market has started to stabilise. Following the excitement surrounding the buy-to-let rate drops in the last update, and the new bridging finance offering, changes to rates and criteria […]
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